Farmers Agency, Inc. 

218-685-6880 or 888-323-5269

105 1st Ave NE PO Box 1060 Elbow Lake MN 56531 US

Personal Insurance

Protection of your hard earned assets is important to you and even more important to us. We will sit down with you and understand your insurance needs and discuss risks that you need protection against. We offer many types of personal insurance, including:


Farm Insurance:

Farm Property - Farm Liability - Owner Landlord & Tenant - Farm Umbrella


A farm owners policy gives you the protection you need when disaster strikes. Protect your buildings and machinery with a property policy and land with liability coverage. A wide variety of endorsements are available including: Peak Season Grain Coverage, Portable Radios, Custom Farming, and Snow Removal as well as many more add ons. 



Homeowners and Property Insurance:

Dwelling - Personal Property - Inland Marine - Renters - Mobile Home


The purchase of a home is one of the largest investments you will make in your lifetime. Make sure you have proper coverage for the structures as well as the property inside. For many newer homes replacement cost is available as long as your limits are set appropriately. Inland Marine coverage can be used for those bigger ticket items such as flat screen tvs, computers, paintings, or guns. 



Auto Insurance:

Personal Auto - Collectors Cars - Campers


Auto insurance isn't just something that keeps you protected but is necessary for you to drive legally on the road. Our insurance professionals will make sure that you are covered properly when it comes to Liability, Uninsured or Underinsured Motorists, Personal Injury Protection, Comprehensive, and Collision coverages. 



Recreation Vehicles & Watercrafts Insurance:

ATV - Snowmobile - Campers - Boat - Jet Ski


Everyone likes to have fun and if your fun involves recreational vehicles or watercrafts make sure you have the proper coverage. Liability and Physical Damage coverages are important to protect your assets as well as to keep your ATV or Boat in working order.



Liability Insurance:

Personal Umbrella


Umbrella Insurance protects you over and above your Home, Farm, and Auto policies when the worst happens. With umbrella coverage you are able to increase your liability limits to amounts that will give you the protection you need to make sure your life doesn't change in the event of a claim.