About Us
Coverages
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We have years of insurance experience helping clients prepare for the unknown. Ask us about:
- Home
- Auto
- Farm
- Commercial
- Crop and Hail
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Request a Quote
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Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.
Our Team
Tom Estrem, Agent
Matt Allen, Agent - AFIS, CIC, MBA
Tom Estrem, Agent
Tom is the President of Farmers Agency. He founded the agency in 1982 and with over 40+ years of experience in Farm Risk Management he is an invaluable asset to your risk management needs. Tom always offers a well-rounded solution on your insurance questions.
Barb Estrem
Matt Allen, Agent - AFIS, CIC, MBA
Tom Estrem, Agent
Barb has been with Farmers Agency since its beginning in 1982. She wears many hats in the agency including bookkeeper, marketing manager, supply manager, and everything in between to keep the agency running.
Matt Allen, Agent - AFIS, CIC, MBA
Matt Allen, Agent - AFIS, CIC, MBA
Matt Allen, Agent - AFIS, CIC, MBA
Matt has managed risk for farmers for over 15 years. He's a Board Member on Crop Insurance Professionals Association (CIPA) where he lobby's and educates those in Washington on the importance of crop insurance and farm policy. He's passionate about helping Farmers manager their risk on the farm and in the field through his extensive knowledge of FSA programs, crop insurance and farm insurance.
Our Team
Lisa Lacey, Agent
Holly Fisk, Acct Mgr - CISR
Holly Fisk, Acct Mgr - CISR
Lisa joined Farmers Agency in 2025 as an Agent, bringing over a decade of experience in the crop insurance industry. With deep roots in agriculture and a strong understanding of the unique challenges farmers face, Lisa is a dedicated advocate for her clients. She’s known for her ability to listen, connect, and deliver tailored insurance
Lisa joined Farmers Agency in 2025 as an Agent, bringing over a decade of experience in the crop insurance industry. With deep roots in agriculture and a strong understanding of the unique challenges farmers face, Lisa is a dedicated advocate for her clients. She’s known for her ability to listen, connect, and deliver tailored insurance solutions that protect both families and farming operations for the long term. Lisa specializes in farm, crop, personal, and commercial insurance.
Holly Fisk, Acct Mgr - CISR
Holly Fisk, Acct Mgr - CISR
Holly Fisk, Acct Mgr - CISR
Holly joined Farmers Agency as a Crop Insurance Account Manager in 2005. Crop Insurance is about details and Holly makes sure your crop insurance policies are complete, claims are submitted, and endorsements are added. Holly has held a Certified Insurance Service Representative (CISR) designation for over 10 years. Holly works with Crop
Holly joined Farmers Agency as a Crop Insurance Account Manager in 2005. Crop Insurance is about details and Holly makes sure your crop insurance policies are complete, claims are submitted, and endorsements are added. Holly has held a Certified Insurance Service Representative (CISR) designation for over 10 years. Holly works with Crop Insurance and Crop Hail polies. She has lived in the Elbow Lake area for over 30 years.
Haily Loeks, Acct Mgr - AFIS, CIC
Haily Loeks, Acct Mgr - AFIS, CIC
Haily Loeks, Acct Mgr - AFIS, CIC
Haily began her time with Farmers Agency in 2011, working part time through High School and College. She joined our team full-time in 2016. Since then, she has acquired her Agribusiness and Farming Insurance Specialist (AFIS) and Certified Insurance Counselor (CIC) designations. She works with Farm, Home, Auto, Commercial, Hail and Crop
Haily began her time with Farmers Agency in 2011, working part time through High School and College. She joined our team full-time in 2016. Since then, she has acquired her Agribusiness and Farming Insurance Specialist (AFIS) and Certified Insurance Counselor (CIC) designations. She works with Farm, Home, Auto, Commercial, Hail and Crop Insurance policies. She holds a BA from the College of St. Benedict, lives near Elbow Lake, and is very active in the community.
Amy Puchalski, CSR - AFIS, CISR
Haily Loeks, Acct Mgr - AFIS, CIC
Haily Loeks, Acct Mgr - AFIS, CIC
Amy joined the Farmers Agency team in 201 and has obtained her Agribusiness and Farming Insurance Specialist (AFIS) and Certified Insurance Service Representative (CISR) designations. She works with Farm, Home, Auto, Commercial and Hail policies in our agency. Since Amy grew up in the Hoffman area and has been around agriculture all of her life she brings a wealth of knowledge to our office.